The Best of Hardware Meets the Best of Software for a Secure, Flexible Solution

Token Processing Applications (TPA) enable mobile payment and Tokenization deployment with a turn-key solution. It simplifies on-premises implementation for NFC and remote in-app payments – supporting cloud (HCE) and SE security models – with a highly configurable and easily integrated set of hardware and software modules.

We implemented a complete tokenization service in record time.
Hans Henrik Hoffmeyer, Senior Vice President at Nets Group

Webinar case study: Lessons learned from selecting and implementing a tokenization solution able to serve 200 banks

Architected for Implementation in Processor Data Center Environments

TPA delivers a turn-key solution, including:



x86 Tokenization processing & management hardware


Account Management System (AMS)

Credentials Provisioning and Management (CPM)

Token Management Service (TMS)

Mobile Payment Application (MPA)

The combined software/hardware bundle blends the speed and flexibility of cloud / software-as-a-service models with the security and control of on-premises deployment. Mobile Wallet providers can overcome challenges associated with system updates, custom software development and on-going updates with a simplified, scalable offering.

“The partnership with Carta allows us to deliver
a broad range of innovative and secure solutions
to our bank customers and enable their roll-out of new mobile services.”

Hans Henrik Hoffmeyer, SVP Mobile Services, Nets

Multi-Tenant Infrastructure

The TPA is the ideal solution for processors, switches, and financial institutions seeking in-house solutions along with a flexible technology roadmap and options to support multiple programs and services – with rapid delivery and lowest possible total-cost-of-ownership (TCO).

Multiple tenants can cost-effectively share a common private infrastructure of the TPA while maintaining security and privacy with other tenants.

A true multi-tenant PaaS is future-proof, limiting risk by ensuring that all your data and customizations are updated seamlessly with all future technology and newly-created features.

The TPA changes the mobile payments game – offering an
unprecedented combination of flexibility and security.

The TPA streamlines testing, certification and on-going updates associated with in-house implementation. For a large issuer, domestic network or processor it means minimized risk, fastest time to market and lower overall total-cost-of-ownership.

Contact Us

To find out if our Token Processing Applications are right for you, download the TPA brochure for more information.

Alternatively, you can contact us directly.

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TPA Brochure

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