Identity tokens have the potential to expedite the ID process and dramatically reduce labour costs. This time of year, even where I live in the Maritimes, everything is busier than usual. Recently I was at the liquor store in a …
The Future For MNOs: Do Telcos Still Have a Place in Mobile Commerce?
Not so long ago the future of mobile payments depended on a complicated web of relationships between MNOs, TSMs, handset manufacturers and banks—the focus was almost exclusively on the hardware and related security, often at the expense of the end-user …
New Life for QR Codes: Pin Over the Web
Remember when QR codes seemed like a cool idea? by Blake McClelland Director of Business Development Four or five years ago QR codes started showing up everywhere: on business cards, t-shirts, TV commercials, food packaging and even on busses.How successful …
Customization VS Privacy
In the world of mobile payments, the possibilities for customization are vast. by Blake McClelland Director of Business Development Location, purchasing habits, stated preferences, time of day, etc — any one of these can be used as the basis for …
True Redundancy: Achieving Max Uptime
The world of payments never sleeps, which is why most payment processors guarantee 99.9% uptime. That sounds pretty good… until that 0.01% moment hits. by Geoff Smith Director, Information Technology We don’t believe in taking chances with our customers’ data …
#Walletless: Making High Value Host Card Emulation (HCE) Transactions
A colleague and I raised a few eyebrows – in the best possible way – while dining out in Barcelona last week. by Salim Dhanani Director of Business Development After a round of drinks and tapas, the bill came and I was …
Giles Sutherland Spoke At Mobey Day This Past Week
“HCE gives players at every level a secure and affordable platform to move mobile payments from a technical fantasy to a mainstream reality.” Giles spoke at Mobey Day this past week. His topic – Why so slow? Historical barriers …
Does Your Branded Card Matter in a Mobile Transaction?
While a Cupertino audience ooo-ed and ah-ed over Apple’s digital wallet reveal in September, marketers in the payments industry breathed a little sigh of relief. Not because Apple had FINALLY stepped into the NFC payments game—we all knew that was …
A Canadian Company With Huge Global Impact
Canada is a world leader in mobile payments. by Brian Semkiw, Chief Executive Officer No other country has such broadly established EMV payment acceptance or contactless POS infrastructure. Canadians tap and pay at thousands of retailers from Sidney, BC to Sydney, Nova …
Westpac New Zealand Trials NFC-Enabled Mobile Payments Using Carta Worldwide’s Host Card Emulation
Westpac is trialing Host Card Emulation (HCE) mobile payments and is the first bank in New Zealand to do so, according to an announcement from the financial institution. Westpac is using Carta’s HCE technology during the three-month trial, which …
“Secure Element” – Cloud Based Secure Element (HCE) and Other Possible SE
Carta’s CTO speaks on the “Secure Element” – Managing security and usability across multiple SE standards. A Secure Element is a place to put card credentials, at the same time making it as secure as a card. The big question …
