Smart Token article featured in MoneyMag, Money 20/20 Europe’s official magazine. To read the original article here, click here. By Kristian T. Sørensen – Norfico While the ability to pay using a phone or another smart device rather than a …
A Conversation with Etienne Iliffe-Moon, Director of Design and Strategic Partnering, BMW Group Designworks + BMW Group Technology Office USA
BMW Designworks’ visionary defines the future premium and reveals the roadmap to a seamless, elegant mobile banking experience. Spanning three offices throughout the world, BMW Group Designworks propels the speed of innovation by keeping an ear to the ground and …
Alexander Peh, Head of Market Development & Mobile, PayPal CA
PayPal CA’s mobile expert gives us the lay of the fintech land, highlighting new mobile payment verticals and user experiences to explore. PayPal’s solutions always seem to meet customers at the exact places they want to transact. That’s not …
8 Reasons Toronto is Fintech’s Rising Star
It’s an exciting time to be in Toronto. This fall brought a continuous stream of announcements from emerging fintech stars and multiple events in the city highlighting local innovation. The city has been steadily humming with the energy of innovation. …
A Conversation with Andrew Boyajian, Head of Banking for North America, TransferWise
Lessons in bringing fair play to the world of international money transfers and using transparency to empower a growing user base. Breaking consumers out of ingrained habits and patterns is a real challenge for fintech innovators. However, Andrew Boyajian and …
Five things that will forever change how we bank
If a bank were a person, how would it look? Close your eyes and picture it for a second. Eighty bucks says you’re picturing a man, and he’s in a suit. He probably has white hair, maybe a moustache, and …
A conversation with Mark Dowds, Chief Strategy Officer, Trov
Trov’s innovation guru talks about giving a new voice to an ancient industry and why Canadian kindness makes Toronto a great InsurTech hub. It doesn’t matter what industry he touches, Mark Dowds is a born disruptor. With Northern Irish charm …
Nets Group and Carta roll out Europe’s largest multi-bank payments solution to date
Though mobile payments are quickly becoming ubiquitous, banks have been characteristically slow to dive headlong into the space and take a leading role to deliver mobile services. You can’t blame them—until recently they’ve had their hands tied. It was hard …
Nets selects Carta’s TPA to enable token based NFC payments for 200+ banks in Northern Europe
Nets Group and Carta Worldwide have announced a partnership that brings secure mobile payments solutions to banks across Northern Europe. The partnership enables Nets to provide token services potentially to all of the banks that are being serviced by Nets …
Big Data and mobile payments: the game changer
What is a payment? It’s a transaction, sure. But much more importantly – to banks, merchants and credit card companies—it’s a story in a particular moment in time. A Tiffany’s purchase could signify a major life change. A sudden influx …
Token Processing Appliance (TPA): Flexibility and Control
In the mobile payment landscape, banks and the processors that power them have been faced with a common compromise: do they risk service and security control by choosing a hosted mobile payment solution?, or do they accept longer time to …
Host Card Emulation (HCE): Opening Up Opportunity for Prepaid And Other New Payment Products
It’s hard to believe that a year ago companies like Carta were still explaining the value of Host Card Emulation (HCE) mobile payments to potential customers. Today, there’s no longer any question within the industry that mobile payments are the …
A Snapshot of Next-Gen Financial Technologies in Canada
A great visual by Omers Ventures on next-gen financial technology & services The Omers team took the opportunity to map out FinTech companies from coast-to-coast, focusing on those that are developing next generation technologies or technology enabled services. The list is …
A Modular Approach to Cloud-Based Payments
When we set out to develop our cloud-based payments solutions for the market, we asked ourselves if one size would fit all? We didn’t think so, and our customers agreed. by Neil Livingston Director of Mobile Products To establish a …
Crossing the Chasm: The Simplest Route to Mobile Payments With Carta’s PaaS Solution
For many banks there’s a big, imposing chasm between understanding the need for mobile payments and mapping a route to deliver them. by Giles Sutherland Vice President Strategic Alliances For many banks there’s a big, imposing chasm between understanding …
Progressive, Inclusive and Customer-Driven Mobile Payment Programmes
Mobile money programmes are swiftly undermining the axiom “cash is king” in emerging markets. In Sub-Saharan Africa, the opportunity was clear – an estimated 40% of the continent owns a mobile device yet only a quarter of the population …
The Future For MNOs: Do Telcos Still Have a Place in Mobile Commerce?
Not so long ago the future of mobile payments depended on a complicated web of relationships between MNOs, TSMs, handset manufacturers and banks—the focus was almost exclusively on the hardware and related security, often at the expense of the end-user …
5 Key Considerations For a Bank Mobile Payment Launch
There’s no longer much doubt that your customers will soon be making purchases with their mobile phone on daily basis. by Giles Sutherland Vice President Strategic Alliances What remains to be seen is how this service will be made available to …
How Prepaid and Mobile are Driving Commerce in Emerging Markets
Flip phones are back, according to an article that made the rounds recently. Reading it I wondered “Did flip phones ever go away?” by Salim Dhanani Director of Business Development They might seem like a kitschy throwback for many of …
Agency Banking: Banking the Diaspora
If you’ve ever moved from one country to another, you’ve probably experienced this ridiculous cycle… by Salim Dhanani Director of Business Development … You walk into a bank hoping to set up an account, so you can collect pay from your …
