allpay Chooses Carta Worldwide To Spearhead New Payment Platform And Processing Capabilities

In Digital Transactional Processing, Prepaid, Press Releases by Carta Worldwide

allpay has selected Carta to launch three new Prepaid programs – an emergency relief program (instant issuance), a travel expense/corporate card, and a government benefits program with ‘SmartConnect’.


Toronto, Canada and Hereford, UK – Carta Worldwide is pleased to announce that allpay has selected Carta to launch three new Prepaid programs – an emergency relief program (instant issuance), a travel expense/corporate card, and a government benefits program with ‘SmartConnect’.

allpay will migrate its current government disbursement prepaid card programs over to Carta’s fully customizable platform and next-generation processor. The existing Instant Issue and Universal Credit benefits Prepaid card programs will be enhanced by Carta’s unparalleled efficiency, stability coupled with the highest level of reliability and security.

With Carta’s platform, allpay can set up new disbursement programs quickly for government agencies with no costly infrastructure investments. allpay can also modify and customize its programs easily with an online self-service administrative portal per council. Carta’s technology will enable allpay’s users with banking lite features – bill payments and pre-authorized debits and credits – and Rapheals Bank will be the sponsor bank for these programs.

allpay’s disbursement programs have a significant, positive, social impact to communities all over the United Kingdom. With the scalability and next-generation nature of Carta’s platform, allpay is future-proofing their services to grow and adapt as technology changes.


Kevin McAdam, Prepaid Director at allpay, added: ‘We are delighted to partner with Carta Worldwide and launch to the market a highly configurable platform which is supported by a proven and reliable processing functionality that meets both our immediate needs and also provides us the structure to develop and grow our prepaid portfolio in line with our strategic objectives. Additionally, we are pleased to have an innovative bank like Raphaels to act as the sponsor for these programs.

Brian Semkiw, Carta Worldwide’s CEO commented: “allpay is one of the largest companies in the UK providing government disbursements”. Adding “its conversion from a legacy system to our next-gen processing platform is exciting for us especially given the vital government services that they provide.”

Andrew Downes, General Manager, Raphaels Bank Card Services said “Raphaels are very proud to be working with allpay and Carta Worldwide as the sponsor bank in delivering this innovative banking lite product.”

allpay’s state of the art card manufacturing facility in Hereford, UK will handle all the card production and fulfillment.

About allpay

allpay Limited is the UK’s leading payments specialist. Established in 1996, its core business concentrates on providing bill payment services – primarily to the public sector – and handles £5 billion a year across 50 million transactions. The company’s aim is to work with each of its clients to save them money through creating modern payment systems that are both cost effective and very convenient for the end

About Carta Worldwide

Carta is an award-winning leader in digital transaction processing and enablement technologies, delivering new and innovative financial products for the digital world. Carta empowers banks, MNOs, OEMs, merchants and others to enable existing cardholder accounts or issue new financial products for proximity and cloud-based transactions quickly and easily.

Carta is the only platform in the world that offers end-to-end issuance, processing and enablement for digital accounts, including tokenization, digital credential management and provisioning. Carta simplifies payments, delivering fastest time to market, agile product development, and lowest total cost of ownership.

About Raphaels Bank Card Services

Raphaels Bank is a leading sponsor of prepaid products in Europe. With over 10 years’ payments experience through membership of VISA and MasterCard schemes and a reputation for innovation, Raphaels now issues in 12 European countries with over 180 programmes ranging from prepaid travel cards to mobile payment solutions.