Get to know us
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Ensuring Carta’s Financial Well Being
As CFO, Mr. Clarke oversees Carta’s financial planning and regulatory compliance.
Wayne Clarke has over 30 years’ experience in the banking and payments industries. Mr. Clarke served as CFO and Chief Compliance Officer, and then as CEO and Board member of First Data Canada, the world’s largest transaction processor. He has also served as CFO for Barclays Bank Canada, CFO of CIBC Mellon Canada, as well as Core Treasury Operation Head for the Bank of Montreal.
Throughout his career as a business leader and CGA, Wayne has developed an impressive track record of growing strategic business units, streamlining operations, and leading organizational effectiveness. His strategic financial leadership and decision making are key assets for Carta’s management team.
Carta’s Operations Team Leader
As Vice President of Operations, Richard Wray aligns technical development with business needs to implement market-ready solutions.
Mr. Wray’s extensive knowledge of the design, implementation, management and operations of payments systems comes from over 27 years of industry experience, consistently delivering leading edge, client-centric solutions.
In addition to leading the development and rollout of the United Kingdom’s first ever consumer Paypass products, Richard has led the implementation of award winning prepaid programs, credit and debit card solutions for international blue-chip companies and served as the Paypass Product Leader at the Mastercard Chip Centre for Excellence. Time and again, Mr. Wray has successfully brought state-of-the-art multi-application EMV and NFC products to market.
A proficient leader with a practical understanding of the issues and processes that underpin successful payment products and operations, Richard delivers invaluable insights to Carta and its clients.
Leading Carta’s Technical and Development Team
Mr. Benlamlih guides the evolution of Carta’s platform and suite of technology solutions.
With over a decade’s experience in payment system technologies, Adil leads Carta’s Technology Centre in Morocco. Mr. Benlamlih is experienced in the integration and certification of major system networks of major global payment systems such as Mastercard, Visa, JCB, Diners and American Express.
Mr. Benlamlih has been credited with helping to create Morocco’s premier interoperability banking network, working as the network’s leader of development and technical operations.
Adil excels in leading infrastructure innovation and tailoring solutions to clients.
Mr. Divker oversees day to day financial operations and reporting at Carta
He brings an accounting background and extensive experience implementing financial processes to achieve measurable business results.
With the skills of a CGA, CPA as well as certified Chartered Accountant degree from India and combined with the insight of someone with more than a decade in the payments industry, Mr. Divker offers unique value to the company. Prior to joining us at Carta he led First Data Canada’s accounting and taxation functions as Director of Finance. That, along with his proven track record working in and managing cross-functional teams, makes him indispensable to the Carta team.
Mr. Divker excels in identifying strategies and opportunities behind numbers and has a soft spot for finance and taxation. He is committed to seeing Carta grow into a name synonymous with the payments industry.